We encourage our agents to build a financial and protective fortress around themselves and their loved ones.
Health Insurance provides coverage for medical and surgical expenses incurred by the insured. Medical insurance is designed to help individuals and families pay for the cost of healthcare, including preventative care, routine medical visits, and treatment for illnesses and injuries.
Dental Insurance is designed to help individuals and families pay for the cost of dental care, including preventative care, routine dental visits, and treatment for dental problems.
Vision Insurance is designed to help individuals and families pay for the cost of routine eye exams, corrective eyewear, and other eye-related expenses.
Prescription Insurance is designed to help individuals and families pay for the cost of prescription drugs, which can be expensive and often required for the management of chronic conditions or illnesses.
Whole life insurance, also known as permanent life insurance, is a type of life insurance policy that provides coverage for the entire lifetime of the insured person, as long as the premiums are paid.
Universal life insurance is a type of permanent life insurance that provides flexible premiums and adjustable death benefits.
Term life insurance is a type of life insurance that provides coverage for a specific period of time, such as 10, 20 or 30 years.
Domestic short-term disability insurance is a type of insurance that provides financial protection for individuals who become temporarily disabled and unable to work due to a non-work-related illness or injury.
Domestic long-term disability insurance (LTD) is a type of insurance that provides financial protection for individuals who become permanently or temporarily disabled and unable to work due to a non-work-related illness or injury.
Fixed annuities can be used as a way to save for retirement, provide a guaranteed source of income during retirement or to leave an inheritance. They are considered to be low-risk investments, but they may have lower returns than other types of investments.
Immediate annuities are typically purchased by individuals who are looking for a reliable source of income during their retirement years. Immediate annuities can provide a steady stream of income that is not subject to market fluctuations, making them a popular option for those who are risk-averse.
A deferred annuity is a financial product that allows an individual to invest money and accumulate savings for a future time period, typically retirement. With a deferred annuity, an individual makes contributions over time, and the funds accumulate until a later date when the individual starts receiving payments.
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